Atlas Warehouse Lending Company

Atlas Warehouse Lending Company, L.P. (“AWLC” or the “Company”) is an investment grade-rated subsidiary of WHCO Intermediate Holdings L.P. (“Atlas WarehouseCo”), which primarily invests in a portfolio of warehouse lending facilities originated by ATLAS SP Partners (“ATLAS”).

The Company was purpose-built to support investment grade debt issuance. AWLC's structure allows for a controllable asset mix, enabling predictable attainment of credit thresholds and ongoing growth in unsecured financing. The Company is an issuer of senior unsecured notes to qualified institutional buyers.

Issuer Credit Ratings

A3
Stable Outlook
3/2026
Moody's
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BBB+
Stable Outlook
11/2025
S&P Global
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A-
Stable Outlook
11/2025
Fitch
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Key Credit Highlights

Investor Benefits

Platform Strengths

Issuer Overview

AWLC is the investment grade-rated entity within Atlas WarehouseCo, serving as the core balance sheet anchoring the broader lending platform
Atlas WarehouseCo ~$40bn funded assets
Atlas Warehouse Lending Co. (AWLC) ~$8bn funded assets Investment grade ratings from Moody's, S&P, and Fitch
Note: As of December 31, 2025.

Debt Overview

Debt Facility Amount Outstanding ($bn)
Unsecured Term Debt $5.4
Unsecured Revolver $0.0
Total Debt $5.4
Note: As of April 6, 2026.

Unsecured Term Debt Issuance Summary

Format Issuer Currency Maturity Principal Coupon ISIN
144A Atlas Warehouse Lending Company, L.P. (ATWALD) USD 11/2028 $1,250,000,000 4.625% US049463AF91
144A Atlas Warehouse Lending Company, L.P. (ATWALD) USD 11/2030 $750,000,000 4.95% US049463AG74
144A Atlas Warehouse Lending Company, L.P. (ATWALD) USD 01/2028 $500,000,000 6.05% US049463AD44
144A Atlas Warehouse Lending Company, L.P. (ATWALD) USD 01/2030 $500,000,000 6.25% US049463AE27
144A Atlas Warehouse Lending Company, L.P. (ATWALD) USD 01/2033 $750,000,000 5.25% US049463AH57
4(a)(2) Atlas Warehouse Lending Company, L.P. (ATWALD) USD 11/2027 $750,000,000 6.05% US049463AC60
4(a)(2) Atlas Warehouse Lending Company, L.P. (ATWALD) USD 11/2029 $750,000,000 6.25% US049463AB87
Term Loan Atlas Warehouse Lending Company, L.P. (ATWALD) USD 03/2029 $110,000,000 FRN
Note: As of April 6, 2026. Includes all public and privately issued unsecured term debt.

AWLC publishes annual, quarterly, and interim financial reports and investor updates for eligible bondholders, prospective investors, market makers, and securities analysts via a secure investor portal. Please use the login or request access links at the bottom of this page to gain entry.

Frequently Asked Questions

ATLAS is a global investment firm providing stable capital, financing, advisory and institutional products to market participants seeking innovative and bespoke structured credit and asset backed solutions. ATLAS specializes in providing investment grade-equivalent asset-backed warehouse lending facilities to clients in diverse end markets globally, with a focus on the consumer and commercial, residential real estate and commercial real estate sectors. ATLAS is majority owned by Apollo funds and affiliates.

AWLC was formed to serve as a scalable, investment grade-rated platform to support the growth and diversification of funding sources for Atlas WarehouseCo. Its structure and asset mix are designed to provide predictable credit outcomes and capital markets flexibility.

AWLC is a subsidiary of Atlas WarehouseCo, a perpetual fund structure, sub-advised by ATLAS. AWLC holds a subset of the broader portfolio of warehouse loans and is expected to expand over time, supported by ATLAS' origination capabilities.

AWLC's unsecured notes are traded over-the-counter (OTC) by FINRA-registered broker-dealers.

Accessing the Issuer's Secure Website

Reports are made available exclusively through AWLC’s secure investor portal for authorized stakeholders. Please log in if you have existing credentials or submit a request to obtain access authorization.